Research | Chandan Economics

RESEARCH & INSIGHTS

The Housing Market Correction Hiding in Plain Sight

While many celebrate the recent positive shift in home prices, the emergent optimism neglects a critical piece of the puzzle: inflation.

Banking Blues: Underwriters Tighten CRE Lending Standards Amid Interest Rate Woes

During Q1 2023, the share of lenders that indicated they are tightening loan standards for CRE loans increased across all sub-types.

Adjusted CPI Inflation Falls to 4.9% for Renters, Remains at 2.4% for Homeowners

Personal inflation rates for homeowners have recovered, while renters continue to see atypically high annual increases.

Locked Out: Most Renters Anticipate a Lifetime Without Homeownership

Due to high prices and tight underwriting standards, many renters now expect there’s a good chance they will never own in their lifetime.

Adjusted CPI Inflation Falls to 2.4% for Homeowners, 5.1% for Renters

A return to a normal inflationary environment has come more quickly for homeowners than renters, though progress remains across the board.

Home Prices Expected to Grow at the Slowest Rate in Recent Memory

Expected year-ahead home price growth falls to a post-2014 low as the share of Americans forecasting a contraction in home values surges.

Personal Inflation Rates are 2.6 Percentage Points Higher for Renters than Homeowners

Even as price pressures abate economy-wide, the experienced inflation rate continues to improve more quickly for homeowners than renters.

Racial Inequities in Housing: Policy Considerations

In the fifth and final chapter of our series, we explore recent and ongoing policy efforts focused on redressing longstanding disparities.

Racial Inequities in Housing & Environmental Quality

In this installment, we explore redlining's impact on racial disparities observed in housing and environmental quality in the US.